I have this 1 in mind after I done quite a bit of research

http://www.enermaxusa.com/psu_epm850ewt.php

How do I find out if it has 1 x single 12 V rail or not?

The Kingwin LZP-1000 is another contender. I found no whine/buzz on my test sample.

The Seasonics all have single rails these days. Coil whine is one of those component-dependent issues that can hit any PSU. My sample of a 1000 Platinum Seasonic made no or little whine.

Mike, thanks for your input. Why is it better to have 1 x 12V coil? They told me it's the other way around, that more than 1 x 12 V rail, is a better design. Are you saying there is some relationship on coil whine vs. more than 1 x 12 V rail?

No whine is better than little whine. As I suffer thru another computer for about 3 to 4 months of coil whine. It's a high end HP Z800 workstation, very surprisingly, after they replace the motherboard, the whine disappear. When it first happen on their 900W fancy non-cable style power supply, we swap about 2 PSU. The coil whine is non stop and unbearable. So I have to pull the power cord to stop the noise. In the end, HP finds out that the motherboard is causing the whine, in which I just can't believe. Regardless, w/ a newer REV of the motherboard, the problem goes away totally.

Since this subject come up, has any1 heard of this? In other words, has any1 experience coil whine, and the PSU is NOT the cause, rather, it's the motherboard?

Huh, it's funny that the psu that burned my connector was an Antec Signature. Hey, whatever, y'all can do what you like.

Multiple +12 V rails
As power supply capacity increased, the ATX power supply standard was amended (beginning with version 2.0[3]) to include:

3.2.4. Power Limit / Hazardous Energy Levels Under normal or overload conditions, no output shall continuously provide more than 240 VA under any conditions of load including output short circuit, per the requirement of UL 1950/​CSA 950/​EN 60950/​IEC 950.
—ATX12V Power Supply Design Guide, version 2.2[4]
This is a safety limit on the amount of power that may pass, in case of a fault, through any one wire. That much power can significantly overheat a wire, and would be more likely to melt the insulation and possibly start a fire. Each wire must be current-limited to no more than 20 A; typical supplies guarantee 18 A without triggering the current limit. Power supplies capable of delivering more than 18 A at 12 V connect wires in groups to two or more current sensors which will shut down the supply if excess current flows. Unlike a fuse or circuit breaker, these limits reset as soon as the overload is removed.

Ideally, there would be one current limit per wire, but that would be prohibitively expensive. Since the limit is far larger than the reasonable current draw through a single wire, manufacturers typically group several wires together and apply the current limit to the entire group. Obviously, if the group is limited to 240 VA, so is each wire in it. Typically, a power supply will guarantee at least 17 A at 12 V by having a current limit of 18.5 A, plus or minus 8%. Thus, it is guaranteed to supply at least 17 A, and guaranteed to cut off before 20 A.

These groups are the so-called "multiple power supply rails". They are not fully independent; they are all connected to a single high-current 12 V source inside the power supply, but have separate current limit circuitry. The current limit groups are documented so the user can avoid placing too many high-current loads in the same group. Originally, a power supply featuring "multiple +12 V rails" implied one able to deliver more than 20 A of +12 V power, and was seen as a good thing. However, people found the need to balance loads across many +12 V rails inconvenient. When the assignment of connectors to rails is done at manufacturing time it is not always possible to move a given load to a different rail.

Rather than add more current limit circuits, many manufacturers have chosen to ignore the requirement and increase the current limits above 20 A per rail, or provide "single-rail" power supplies that omit the current limit circuitry. (In some cases, in violation of their own advertising claims to include it. For one example of many, see [5]) The requirement was deleted from version 2.3 (March 2007) of the ATX12V power supply specifications.[6]

Because of the above standards, almost all high-power supplies claim to implement separate rails, however this claim is often false; many omit the necessary current-limit circuitry,[7] both for cost reasons and because it is an irritation to customers.[8] (The lack is sometimes advertised as a feature under names like "rail fusion" or "current sharing".)